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Given our experience, we are intimately familiar with the duties and obligations that are imposed upon an agent in dealing with the insured, whether an individual or a large commercial enterprise. The application process, issues of authority, underwriting standards and guidelines, the issuance of policies, and follow-up after delivery of the policy to the insured can all give rise to E&O claims.
This Practice Group has handled numerous lawsuits involving all of these issues to the satisfaction of the insurance agents involved in such litigation. E&O lawsuits are often avoided by good communication skills and practices with an insured and insurer and also by good record keeping practices. We consult on such issues. In addition, we consult on insurance coverage issues and represent agents caught in the middle of a coverage dispute between the insurer that does not want to provide coverage for a particular claim and an insured seeking such coverage. Consultation with an attorney in our Practice Group may avoid an eventual lawsuit involving such a coverage dispute.
Although this firm is devoted to a litigation practice, this Practice Group is also devoted to and very experienced with alternative dispute resolution. We often participate in mediation of disputes which, in the proper cases, avoid the expense, time, interest, bother, and uncertainty that often accompany a trial and its preparation.
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